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In depth analysis and commentary on trends and issues in the credit union industry.
Posted January 27, 2015 by CUNA Economics

Optimism prevails in many areas.   

Posted January 20, 2015 by CUNA Economics

Eighty two percent seek financial information.  

Posted January 20, 2015 by CUNA Economics

Builder confidence dips to 57, still above 50 benchmark.   

Posted January 16, 2015 by CUNA Economics

Seventy seven percent apply to a single lender.   

Posted January 15, 2015 by CUNA Economics

One in every 118 housing units had a foreclosure filing in 2014.  

Posted January 13, 2015 by CUNA Economics

Net benefit of lower oil prices and pump prices on the economy is positive.

Posted January 09, 2015 by CUNA Economics

Average retirement age down, life expectancy up.  

Posted January 08, 2015 by CUNA Economics

Stocks rally with data.  

Posted January 06, 2015 by CUNA Economics
Looking back provides clues to what’s ahead.
Posted January 02, 2015 by CUNA Economics

Housing poised for growth as ‘economic fundamentals’ strengthen.  

Posted December 18, 2014 by CUNA Economics

Housing market ‘still not out of the woods’.   

Posted December 18, 2014 by CUNA Economics

Wages improve economists cautiously optimistic  

Posted December 16, 2014 by CUNA Economics

A healthy recovery would boast 1.5 million starts per month.

Posted December 12, 2014 by CUNA Economics

Thirteen percent indicate they did not have a loan, when in reality, they did.  

Posted December 11, 2014 by CUNA Economics

BofA Merrill Lynch “Cautiously Optimistic”   

Posted December 09, 2014 by CUNA Economics

Latino households biggest beneficiaries of the CARD Act.  

Posted December 05, 2014 by CUNA Economics

Homes close to city centers increase in value when gas prices climb.   

Posted December 04, 2014 by CUNA Economics

Grads take longer to finish degrees, missed opportunities part of the cost. 

Posted December 02, 2014 by CUNA Economics

Likely home appraisal error rate is 1 in 7   

Posted November 20, 2014 by CUNA Economics

Alternative student loan payment plans ease debt burdens.  

Posted November 20, 2014 by CUNA Economics

House flipping at low levels gross profits record high.   

Posted November 20, 2014 by CUNA Economics

Debt per person averages $28,496.   

Posted November 19, 2014 by CUNA Economics

Retirements Jeopardized as 401(k)s Languish  

Posted November 18, 2014 by CUNA Economics

Access to funds to pay for an education is a complicating factor for some.   

Posted November 14, 2014 by CUNA Economics

Fifty five percent of middle class postpones retirement saving.   About one third of the American middle class is challenged when it comes to contributing to retirement savings, as 24% currently do not contribute to a 401(k), IRA, or other

Posted November 13, 2014 by CUNA Economics

Lesser home equity impactful for bottom three fifths.   

Posted November 11, 2014 by CUNA Economics

Consumers not willing to overextend.   

Posted November 07, 2014 by CUNA Economics

Moderate wage increases stave off inflation concerns.  

Posted November 06, 2014 by CUNA Economics

Eighty eight percent of all buyers seek financing.  

Posted November 04, 2014 by CUNA Economics

Loan volumes expected to rise despite hesitation of some business owners to take on debt. 

Posted October 31, 2014 by CUNA Economics

Varying opinions exist on beneficial economic impact of lesser energy costs.  

Posted October 30, 2014 by CUNA Economics

Mobile users are more engaged with their finances  Technology continues to make its impact in the world of finance this time increasing ROI for mobile users as revealed in Fidelity’s Mobile Money Study.  Sixty nine percent of traders using mobile

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