NORTH PALM BEACH, Fla. (12/11/09)--Credit unions offer lower rates on auto loans than banks, a personal finance expert from the Credit Union National Association (CUNA) told Bankrate.com. Credit unions’ auto loan rates tend to be about 1% to 1.5% lower than banks’ rates, Jim Hanson, CUNA vice president of personal finance, told Bankrate. The Bankrate story listed 10 tips to help consumers receive the best rates on auto loans. The tip mentioning credit unions’ rates was listed as No. 1. To read the full article, use the link.