BUFFALO, N.Y. (7/28/11)--For five mornings, beginning Aug. 15, $76 million-asset Buffalo Metropolitan FCU will provide lessons to teens on financial responsibility through Money & Me. Money & Me is a hands-on experience that teaches teenagers the basics of money management and how to make it work for them. The program covers budgeting, credit advantages and pitfalls, responsible checking account habits, how to save for a big purchase and investing for the future. “In the past year, we have seen how essential it is to ensure that all Americans gain the financial literacy they need to thrive,” said Buffalo Metropolitan FCU CEO Patricia Edinger. “By offering Money & Me, we can start by educating the next generation of savers and investors here and now.” Participants will receive a letter of reference teens can use for college and job applications. An opening deposit to the credit union’s teen account program will also be given to any participants wishing to open a Savings Account. Money & Me is a program of the New York Credit Union Foundation, the charitable arm of the Credit Union Association of New York.