ITHACA, N.Y. (10/2/09)--Credit cards can help fiscally responsible students establish credit histories, according to a Credit Union National Association (CUNA) youth expert. If a student has the financial stability to keep up with a credit card’s balance, it can be a valuable way for the student to create a good credit score and get educated about finances, Josh Jones, CUNA manager of young adult programs, told The Ithacan (Oct. 1), Ithaca College’s student newspaper. Credit history also is important for acquiring loans, financial services, and for getting a job. Some employers look at applicants’ credit reports to see if they are in good standing--especially if the applicant would be handling money at the job, Jones told the newspaper. About 84% of undergraduates surveyed by student lender Sallie Mae have at least one credit card--an increase from 76% in 2004. Students use the cards to pay for textbooks, school supplies and commuting costs. The average amount charged by students was $2,200--compared with $942 in 2004, the newspaper said.