MADISON, Wis. (10/28/10)--Credit union members have a more positive view of their personal finances than nonmembers, according to a Discover Financial Services survey. The U.S. Spending Monitor survey conducted by Discover showed that 38% of members rated personal finances as excellent or good, compared with 30% among the nonmember group (Dow Jones Newswires and WSJ Online Oct. 27). Just 17% of members said their finances were poor, while 29% of nonmembers chose that description for their finances. More than half of members and nonmembers alike shared the perception that the overall economy is worsening. About 2,500 of the more than 8,000 people surveyed were members of U.S. credit unions.