SANFORD, Fla. (11/26/08)--The checking accounts of at least eight members of a credit union in Florida were cleaned out by what is believed to be skimmers who cloned their credit cards. Seminole Schools FCU, a $37.9 million asset credit union in Sanford, said that every dime the members lost will be restored to their accounts (WFTV.com Nov. 24). Sanford police were going through account data Monday, trying to find a common purchase point. They suspect an organized skimming operation is operating in Central Florida and skimmed the account information from devices where victims swiped their cards. Card losses due to skimming total more than $1 billion a year, and the crimes have been reported all over the world. The article cautioned that consumers should check their account balances for even the smallest expenditures. Skimmer thieves typically withdraw a small amount first to "test" whether the account is good.