NEW YORK (2/20/08)--Former Miss America Kate Shindle now owns a home in East Harlem thanks to her credit union, Actors FCU in New York. Actors FCU serves members working in the theater industry. Shindle, who earned the title of Miss America in 1998, makes her living acting on Broadway. She joined the credit union in 2006 to get a loan for a 2003 Thunderbird (New York Daily News Feb. 18). Shindle had used Citibank in the past to get mortgages, but after conducting online research, realized that her credit union offered the lowest rates. When she decided to buy a two-bedroom apartment in East Harlem for $465,000, she asked Actors for a loan, the newspaper said. Like many of the credit union’s borrowers, Shindle got an adjustable-rate mortgage with a fixed rate for the first five years. She put down $200,000 for a down payment after selling her previous apartment, and also paid off the balance of her car loan--about $12,000, said the Daily News. Though the city of New York required Shindle to show several documents to verify her income, the credit union’s approval was much simpler. The credit union was “laid back” and understood artists’ incomes, she told the newspaper. Actors FCU has $90 million in assets.