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MADISON, Wis. (6/25/10)--CNNMoney.com and Fox Business both advised consumers to join a credit union to take advantage of better rates and fees. Fox noted that consumers should “strongly” consider getting a credit union credit card because credit unions charge a lower late fee--a median of about $20--compared with $39 at banks. Large banks tend to charge higher fees, Fox said. The segment discussed how the Credit Card Accountability, Responsibility and Disclosures Act will affect consumers and what they need to know about the act, which was enacted in May. CNNMoney mentioned that credit unions offer better interest rates and rates on share certificates, savings accounts and money market accounts. The article, saying that credit unions offer a “popular alternative to large banks,” also noted the Credit Union National Association’s credit union locator--creditunion.coop. For more information, use the links.
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