NEW YORK (4/22/11)--A MoneyTalkNews.com article Tuesday about a survey that indicates 51% of consumers polled would shop for another bank if their bank increased its fees offered this advice: Find a new bank. "Or better yet, don't use a bank at all. Use a credit union instead." "Why It Might Be Time to Leave Your Bank--and 3 Steps to Replace It" also referred readers to the Credit Union National Association's credit union locator to get a list of credit unions nearest to the reader. Finding a new bank or credit union is step No. 1. The other two steps? Ease away from the old bank with a "switchkit"--a collection of paperwork needed to redirect your direct deposit and automatic bill payment to the credit union. And avoid cashing out and closing down without giving the old account time to clear all the checks and automatic deposits and withdrawals. The article also reported on a survey by the National Foundation for Credit Counseling, which asked 2,200 people what they would do if their bank raised its checking account fees. Fifty-one percent said they would shop for another bank, while 16% would complain to the bank, 16% admitted they probably would never notice, 11% would grin and bear it, and 6% would close the account and use a prepaid debit card. To access the full article, use the link.