NEW YORK (12/10/08)—A columnist in The New York Times Tuesday advises small businesses how to increase their efficiency and cut costs, citing advice from Entrepreneur magazine, which recommends credit unions as an inexpensive benefit small business can offer their employees. Paul B. Brown’s column, which notes that times are tough for small businesses too, picked up three suggestions from the magazine. Among them: “Sign up with a credit union. This is ‘one of the most appreciated, but most overlooked,’ benefits. Employees will probably ‘increase their savings rates especially if you offer automatic payroll deduction, have access to lower loan rates and pay lower fees—if any—for services.’” For the full article, use the link.