NEW YORK (8/24/10)--Consumers looking for ways to make their money work better for them should fire their bankers and look to credit unions and other local institutions, according to an article in The Wall Street Journal Sunday. In “Ten Money Moves That Will Always Pay Off,” author Brett Arends wrote that credit unions will do more for less. “Fire your banker,” Arends writes for Money Move No. 5. “This isn't just good financial sense--it’s fun, too. If you’re like most people, you're probably paying hundreds of dollars a year in account service fees, ATM charges for access to your own money and the like. “Banks need to sock you with these fees to pay for all their overpriced and useless overhead, like the expensive marketing campaigns and the executives,’ he added. “Fire them all. Chances are you have a local community bank, savings and loan, or credit union that will do the job of looking after your cash for a lot less. It’s Uncle Sam, not the institution, that guarantees your money anyway.” To read the article, use the link.