WASHINGTON (9/30/08)--Twice in the past week, the Washington Post has featured credit unions in its advice to members--one article about the minimal effect the government's rescue plan would have on credit unions and the other on how to choose the right financial institution. In "The Crisis and Your Pocketbook" (Sept. 25), the Post noted the impact on credit unions of the government's financial rescue plan is minimal. Credit unions "don't hold many of the investments that are poisoning other financial institutions, so they have weathered the crisis fairly well," it said. Credit unions have kept about 70% of their mortgage loans on the books, instead of selling them on the secondary market. The article quoted the Credit Union National Association (CUNA) on the low member delinquencies of credit union mortgages and the fact credit unions are federally insured. In "How do I choose the right bank, savings and loan or credit union" (Sept. 28), the article focuses on the complexities of deciding a banking relationship. Among its advice: Try a credit union. "Data, including the health of credit unions' deposit insurance fund, capital levels, low balance sheet risk, competitive rates on loans and deposits, and lower fees, show credit unions to be an appropriate, safe choice among financial institutions," the article said.