PORTLAND, Maine (11/8/10)--Credit unions responding to the Maine Credit Union League's most recent online survey have reported three top trends in September: membership growth, consistent interchange income and improved bottom lines. Fifty six percent of the state's credit unions responded to the September trend survey. Delinquencies increased for 14% of respondents, while 43% saw no change and 43% saw a decrease (Weekly Update Nov. 5). Lending rose for 49%, stayed the same for 31%, and declined for 20% of credit unions surveyed. Of credit unions with a lending increase, 78% were in mortgages, 44% in auto loans, 17% in home equity lines of credit and 11% in member business loans. September's survey focus was on fuel or energy loans. About 65% of Maine credit unions responding reported they offer some kind of fuel or energy loans. For those offering these loans, the average rate was 4.75%, with the lowest rate offered at 0% by one credit union and the highest rate reported at 6%. Fifteen percent of credit unions surveyed offer other special energy program, mostly weatherization loans, the league said.