NEW YORK and HIGHTSTOWN, N.J. (2/11/10)--New Jersey Credit Union League President Paul Gentile appeared Tuesday night on New York's "The Nightly News with Chuck Scarborough" to discuss new credit card rules going into effect Feb. 22 as a result of the Credit Card Accountability, Responsibility and Disclosure (CARD) Act. The segment highlighted several new provisions related to disclosures, limits on interest rate increases, charges on new purchases and existing balances, and individuals under age 21, who must show ability to pay or a present a co-signer in order to receive a credit card (The Daily Exchange Feb. 10). Asked if credit unions were raising rates like many banks in advance of the Feb. 22 deadline, Gentile said most credit unions are not and were already complying with much of what the new law seeks to protect consumers from. "We're the good guys in this situation," he said. The segment also highlighted the results of the Consumer Federation of America (CFA)/ Credit Union National Association (CUNA) survey announced Tuesday on consumer awareness of the new credit card protections. The survey found that 61% of consumers are aware there are new credit card protections, but 65% don't know they take effect later this month and don't understand the specific protections Congress approved last year. The show aired on NBC's New York Nonstop.