MILLVILLE, N.J., and QUEENS, N.Y. (1/14/08)--Community-based nonprofit groups in New Jersey and New York are looking to bring more credit unions to those states in 2008. In New Jersey, Tri-County Community Action Partnership, a Bridgeton-based nonprofit, announced at a news conference Thursday it is combining its efforts with local financial institutions and has requested approval from the state to start a credit union (TheDaily Journal.com Jan. 11). The credit union would provide services such as check cashing, mortgage lending and other fundamental banking services. Colonial Bank was the first contributor with a check for $100,000, said Millville Mayor James Quinn, who also is a bank director. The reason for the contribution is that it is often hard for people with poor credit histories to obtain loans from a regular bank, Quinn added. In New York, Queens Community House, a borough-wide nonprofit group, hopes to open a credit union sometime this year to serve the communities of Corona, Elmhurst, East Elmhurst and Jackson Heights, according to Zoe Sullivan, director of employment and community development for Queens Community House (Queens Chronicle Jan. 10). Rather than draw customers away from banks, the purpose of the credit union would be to provide an alternative for people such as low-income residents and immigrants, who may not have access to financial services, Sullivan said. Currently, Queens Community House is conducting research to determine area residents’ financial needs and how a credit union might help them. The goal of collecting 1,000 surveys almost has been reached--with 845 already collected--Sullivan said.