HARRISBURG, Pa. (4/1/10)--Pennsylvania credit unions showed an increase in total assets, loans, savings and members at year-end 2009, exceeding the national rate in all four categories for the same time period, according to the Pennsylvania Credit Union Association (PCUA). The Pennsylvania Profile Fourth Quarter 2009 indicated that total asset growth was 13.7%, ahead of the 8.9% national rate. Loan growth was 9.4%, roughly eight times the national 1.2% increase. Savings rose by 15%, ahead of the 10.3% national rate. Membership at Pennsylvania credit unions grew at 2.3%, compared with 1.4% nationwide (Life is a Highway March 31). Pennsylvania credit unions also recorded 12% growth in credit cards--nearly double the 6.4% national rate. Used-auto loans grew 10.8%, compared with 3.9% nationally, first mortgages reached 23.9% compared with 4.3% nationally, and member business loans grew 18.7%, almost double the 9.9% national rate, PCUA said. The average net worth-to-asset ratio for credit unions dropped to 10.6% in 2009 from 11.4% in 2008. As of Dec. 31, there were 557 credit unions in Pennsylvania with combined assets of $31.9 billion and more than 3.5 million members.