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Market
Consumer Rates

Informa Research Services, Inc.
Daily Rate Comparison

Informa Research Services, Inc.
Deposit Products Credit Unions Bank Average Difference
12 Month CD $10,000 0.49% 0.27% 0.22%
Personal Savings $1,000 0.20% 0.09% 0.11%
Personal Interest Checking $2,500 0.36% 0.15% 0.21%
NSF Fee $28.04 $30.72 $-2.68
Personal MMDA $2,500 0.18% 0.10% 0.08%
Business MMDA $2,500 0.17% 0.09% 0.08%

Consumer Loan Products Credit Unions Bank Average Difference
Unsecured Personal Loan - $5,000 - 4 Years 10.08% 9.80% 0.28%
New Auto Loan - 5 Years 2.60% 3.65% -1.05%
Used Auto Loan - 2 year Old - 4 Years 2.73% 3.88% -1.15%
HELOC - 80% LTV - $50,000 4.11% 4.34% -0.23%
HE Loan - 80% LTV - $50,000 - 15 Years 5.62% 5.83% -0.21%

Mortgage Loan Products Credit Unions Bank Average Difference
30 Year Fixed Conforming 3.75% 3.76% -0.01%
30 Year Fixed Jumbo 3.85% 3.81% 0.04%
5/1 Year ARM Conforming 3.03% 2.93% 0.10%

Credit Card Products Credit Unions Bank Average Difference
Platinum 8.86% 10.44% -1.58%
Annual Fee $25.00 $31.00 $-6.00
Maximum Late Fee $25.47 $31.61 $-6.14
Reward 10.23% 13.62% -3.39%
Annual Fee $38.33 $93.90 $-55.57
Maximum Late Fee $23.10 $33.41 $-10.31

Indirect Auto Loan Products Credit Unions Bank Average Difference
Indirect A Tier New Auto Loan - 5 Years 3.55% 3.57% -0.02%
Indirect B Tier New Auto Loan - 5 Years 5.25% 5.17% 0.07%
Indirect C Tier New Auto Loan - 5 Years 7.47% 6.66% 0.81%

Averages displayed are straight averages of all institutions within the Informa Research Services database for the selected region as of Sunday, March 29, 2015. For detailed disclosures click here.



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Consumer spending is slumping #Market #Economy http://t.co/RI4HS68IuJ
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