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Informa Research Services, Inc.
Daily Rate Comparison

Informa Research Services, Inc.
Deposit Products Credit Unions Bank Average Difference
12 Month CD $10,000 0.46% 0.28% 0.18%
Personal Savings $1,000 0.21% 0.10% 0.11%
Personal Interest Checking $2,500 0.35% 0.15% 0.20%
NSF Fee $27.89 $32.04 $-4.15
Personal MMDA $2,500 0.17% 0.10% 0.07%
Business MMDA $2,500 0.17% 0.09% 0.08%

Consumer Loan Products Credit Unions Bank Average Difference
Unsecured Personal Loan - $5,000 - 4 Years 10.16% 10.41% -0.25%
New Auto Loan - 5 Years 2.57% 3.83% -1.26%
Used Auto Loan - 2 year Old - 4 Years 2.76% 4.03% -1.27%
HELOC - 80% LTV - $50,000 4.14% 4.41% -0.27%
HE Loan - 80% LTV - $50,000 - 15 Years 5.67% 5.99% -0.32%

Mortgage Loan Products Credit Unions Bank Average Difference
30 Year Fixed Conforming 4.11% 4.15% -0.04%
30 Year Fixed Jumbo 4.20% 4.07% 0.13%
5/1 Year ARM Conforming 2.93% 2.89% 0.04%

Credit Card Products Credit Unions Bank Average Difference
Platinum 9.02% 10.86% -1.84%
Annual Fee $25.00 $65.00 $-40.00
Maximum Late Fee $26.03 $33.81 $-7.78
Reward 10.00% 12.36% -2.36%
Annual Fee $26.71 $101.13 $-74.42
Maximum Late Fee $22.58 $33.22 $-10.64

Indirect Auto Loan Products Credit Unions Bank Average Difference
Indirect A Tier New Auto Loan - 5 Years 3.60% 3.78% -0.18%
Indirect B Tier New Auto Loan - 5 Years 5.34% 5.32% 0.02%
Indirect C Tier New Auto Loan - 5 Years 7.52% 6.77% 0.74%

Averages displayed are straight averages of all institutions within the Informa Research Services database for the selected region as of Monday, September 01, 2014. For detailed disclosures click here.



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From today's @USATODAY front page, a shout out to #CreditUnions courtesy of @CUNA http://t.co/881vLPeECN
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Happy anniversary to the ATM! 45 years of self-service cash HT @GOBankingRates http://t.co/ycsm3GFwk5
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.@USATODAY print edition features #creditunion membership march to #100mm. Zoom in on lower left hand corner #NewsNow http://t.co/Xv8fyX7ces
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No special assessment for ASI member #creditunions in 2014. See #NewsNow http://t.co/NwL9eJwbiQ
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