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TOM SAKASHSTAFF NEWSWRITER

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Market
Consumer Rates

Informa Research Services, Inc.
Daily Rate Comparison

Informa Research Services, Inc.
Deposit Products Credit Unions Bank Average Difference
12 Month CD $10,000 0.49% 0.27% 0.22%
Personal Savings $1,000 0.21% 0.09% 0.12%
Personal Interest Checking $2,500 0.37% 0.15% 0.22%
NSF Fee $28.04 $30.71 $-2.67
Personal MMDA $2,500 0.18% 0.10% 0.08%
Business MMDA $2,500 0.17% 0.09% 0.08%

Consumer Loan Products Credit Unions Bank Average Difference
Unsecured Personal Loan - $5,000 - 4 Years 10.08% 10.06% 0.02%
New Auto Loan - 5 Years 2.59% 3.73% -1.14%
Used Auto Loan - 2 year Old - 4 Years 2.72% 3.97% -1.25%
HELOC - 80% LTV - $50,000 4.10% 4.34% -0.24%
HE Loan - 80% LTV - $50,000 - 15 Years 5.60% 5.82% -0.22%

Mortgage Loan Products Credit Unions Bank Average Difference
30 Year Fixed Conforming 3.72% 3.74% -0.02%
30 Year Fixed Jumbo 3.83% 3.74% 0.09%
5/1 Year ARM Conforming 3.02% 2.92% 0.10%

Credit Card Products Credit Unions Bank Average Difference
Platinum 8.88% 10.58% -1.70%
Annual Fee $25.00 $35.43 $-10.43
Maximum Late Fee $25.81 $31.83 $-6.02
Reward 10.27% 13.43% -3.16%
Annual Fee $37.50 $93.97 $-56.47
Maximum Late Fee $22.97 $33.61 $-10.64

Indirect Auto Loan Products Credit Unions Bank Average Difference
Indirect A Tier New Auto Loan - 5 Years 3.54% 3.45% 0.09%
Indirect B Tier New Auto Loan - 5 Years 5.22% 4.97% 0.26%
Indirect C Tier New Auto Loan - 5 Years 7.45% 6.50% 0.95%

Averages displayed are straight averages of all institutions within the Informa Research Services database for the selected region as of Thursday, April 23, 2015. For detailed disclosures click here.



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