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Informa Research Services, Inc.
Daily Rate Comparison

Informa Research Services, Inc.
Deposit Products Credit Unions Bank Average Difference
12 Month CD $10,000 0.46% 0.28% 0.18%
Personal Savings $1,000 0.21% 0.10% 0.11%
Personal Interest Checking $2,500 0.36% 0.15% 0.21%
NSF Fee $27.90 $32.05 $-4.15
Personal MMDA $2,500 0.17% 0.10% 0.07%
Business MMDA $2,500 0.17% 0.09% 0.08%

Consumer Loan Products Credit Unions Bank Average Difference
Unsecured Personal Loan - $5,000 - 4 Years 10.17% 10.34% -0.17%
New Auto Loan - 5 Years 2.61% 3.87% -1.26%
Used Auto Loan - 2 year Old - 4 Years 2.77% 4.05% -1.28%
HELOC - 80% LTV - $50,000 4.13% 4.41% -0.28%
HE Loan - 80% LTV - $50,000 - 15 Years 5.66% 5.94% -0.28%

Mortgage Loan Products Credit Unions Bank Average Difference
30 Year Fixed Conforming 4.18% 4.22% -0.04%
30 Year Fixed Jumbo 4.22% 4.17% 0.05%
5/1 Year ARM Conforming 2.95% 2.93% 0.02%

Credit Card Products Credit Unions Bank Average Difference
Platinum 8.97% 10.48% -1.51%
Annual Fee $25.00 $31.00 $-6.00
Maximum Late Fee $25.67 $33.46 $-7.79
Reward 9.99% 13.70% -3.71%
Annual Fee $26.71 $99.74 $-73.03
Maximum Late Fee $22.66 $33.71 $-11.05

Indirect Auto Loan Products Credit Unions Bank Average Difference
Indirect A Tier New Auto Loan - 5 Years 3.59% 3.78% -0.19%
Indirect B Tier New Auto Loan - 5 Years 5.32% 5.32% 0.00%
Indirect C Tier New Auto Loan - 5 Years 7.49% 6.78% 0.70%

Averages displayed are straight averages of all institutions within the Informa Research Services database for the selected region as of Monday, September 29, 2014. For detailed disclosures click here.



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