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Market
Consumer Rates

Informa Research Services, Inc.
Daily Rate Comparison

Informa Research Services, Inc.
Deposit Products Credit Unions Bank Average Difference
12 Month CD $10,000 0.49% 0.27% 0.22%
Personal Savings $1,000 0.20% 0.09% 0.11%
Personal Interest Checking $2,500 0.36% 0.15% 0.21%
NSF Fee $28.04 $30.69 $-2.65
Personal MMDA $2,500 0.18% 0.10% 0.08%
Business MMDA $2,500 0.17% 0.09% 0.08%

Consumer Loan Products Credit Unions Bank Average Difference
Unsecured Personal Loan - $5,000 - 4 Years 10.09% 10.22% -0.13%
New Auto Loan - 5 Years 2.60% 3.75% -1.15%
Used Auto Loan - 2 year Old - 4 Years 2.76% 3.99% -1.23%
HELOC - 80% LTV - $50,000 4.11% 4.35% -0.24%
HE Loan - 80% LTV - $50,000 - 15 Years 5.60% 5.85% -0.25%

Mortgage Loan Products Credit Unions Bank Average Difference
30 Year Fixed Conforming 3.81% 3.86% -0.05%
30 Year Fixed Jumbo 3.88% 3.91% -0.03%
5/1 Year ARM Conforming 3.02% 2.98% 0.04%

Credit Card Products Credit Unions Bank Average Difference
Platinum 8.84% 10.60% -1.76%
Annual Fee $25.00 $31.00 $-6.00
Maximum Late Fee $25.37 $32.23 $-6.86
Reward 10.11% 13.03% -2.92%
Annual Fee $29.62 $94.15 $-64.53
Maximum Late Fee $22.27 $32.98 $-10.71

Indirect Auto Loan Products Credit Unions Bank Average Difference
Indirect A Tier New Auto Loan - 5 Years 3.57% 3.65% -0.08%
Indirect B Tier New Auto Loan - 5 Years 5.25% 5.22% 0.04%
Indirect C Tier New Auto Loan - 5 Years 7.47% 6.67% 0.80%

Averages displayed are straight averages of all institutions within the Informa Research Services database for the selected region as of Tuesday, March 03, 2015. For detailed disclosures click here.



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