ROCKWALL, Texas (2/10/11)--Payments network provider Aptys Solutions has added automated clearinghouse (ACH) functionality to its PayLOGICS processing platform. Rather than sending all ACH transactions to the Federal Reserve for clearing, PayLOGICS allows correspondent service providers the option of first clearing items within their network of banks. Using the ACH functionality in PayLOGICS enables financial institutions to exchange ACH items with other financial institution partners, while sending their remaining transactions to the Federal Reserve or corporate credit union. Among its capabilities, Aptys’ ACH functionality includes exception item management, automated scheduling, warehousing, returns, reversals and origination. Because ACH and checks processed through PayLOGICS employ the same architecture, financial institutions eliminate the need to create a new infrastructure to manage ACH payments. Aptys’ architecture allows financial institutions to validate a transaction file and conduct duplicate checking on the same file. Through Aptys’ Active Archive, financial institutions can store any transaction type in a single location and search, perform exception-item management, and analyze risk across payment types, identifying and preventing errors before they happen.