SAN DIMAS, Calif. (8/6/10)--Ceto and Associates of Atlanta, Ga., is bringing its Cash Calculator, a Web-based cash optimization solution that helps credit unions manage vault and ATM cash, to the 900-plus member credit unions served by Western Corporate FCU's (WesCorp). Cash Calculator tracks and monitors branch, vault and ATM cash levels and trends by looking at historical and current cash levels, analyzing trends and recommending the appropriate cash order and deposit amounts--down to individual denominations, said WesCorp. The tool "takes into account not only a credit union's cash order history but its member cash usage as well," said Douglas Ceto, president of Ceto and Associates. "It takes the guess work or intuition out of the branch and ATM cash-management process, giving the credit union customized and precise recommendations for ordering cash." It also standardizes the credit union's cash management and order practices by providing a quantitative method for staff to decide cash on-hand levels, and improves operational efficiencies by supplying credit unions with centralized and accessible tools to improve cash audit controls. The Cash Calculator reduces the amount of non-earning cash on hand by an average of 20%, enabling excess cash to be applied for investing and lending, said WesCorp. The calculator complements WesCorp's Cash Ordering Services available on the corporate's member center.