LAS VEGAS (5/7/10)--CUDL, which administers an auto-lending network for credit unions, announced the roll-out of its SMART Approval program, which aims to help credit unions improve member loan retention rates and streamline the loan process for members. SMART Approval allows credit unions to provide members with an online pre-approval application and loan decision through the credit union’s website. The program is customizable, and credit unions can set loan pre-approval standards based on their lending practices and parameters. The solution was unveiled Wednesday before 400 attendees of CUDL’s Prime Alliance Auto and Mortgage Lending Symposium in Las Vegas. CUDL is based in Ontario, Calif.