MADISON, Wis. (8/25/11)--The Credit Union National Association’s (CUNA) Copy & Art Express newsletter service is offering credit unions two new free articles--“Your Credit Union: Safe Harbor in Financial Storms” and “U.S. Credit Rating Slips: What (If Anything) Does it Mean to You?”--to remind members that credit unions are strong and stable. “These two articles remind consumers that credit unions are a safe haven for their hard-earned money, even during times of economic uncertainty,” said Vikki Kinsler, manager of the Copy & Art Express newsletter service. While the downgrade in the U.S.’s credit rating has shaken investors, the credit rating drop has actually had a positive short-term impact on bonds, the credit rating article explains. “Major swings in the stock market can be unsettling for consumers, making this a good time to remind them that credit unions insure members’ savings to at least $250,000, Kinsler said. “Federal insurance from the National Credit Union Administration protects members’ money in credit union share savings, share draft/checking, money market, share certificates, trust and retirement accounts.” The “Safe Harbor” newsletter article reminds members that credit unions have a strong capital position. That strong capital base--undivided earnings and reserves--helps credit unions and their member-owners weather uncertain economic times, it explains.