ENGLEWOOD, Colo. (12/31/09)--Dynamic Card Solutions (DCS), a provider of instant issuance and personal identification number (PIN) selection solutions for credit unions and banks, announced that EMV Smart Start--a software suite for card issuers who want to issue credit and debit cards with an EMV chip--is now available. EMV Smart Start helps financial institutions that do not offer EMV cards the ability to issue them instantly in branches or in a back-office location. The name “EMV” comes from Europay, MasterCard and Visa--the companies that developed the card standard for the chip. In addition to delivering the CardWizard software and associated hardware, DCS will help educate and provide consulting services. DCS’ EMV Smart Start eliminates dependence on a third-party service bureau so that issuers can produce and deliver EMV card offerings on their own. “Many U.S.-based cardholders who travel internationally where EMV cards have become the payment standard are unable to complete transactions with their magnetic stripe cards,” added Ron Zanotti, DCS senior vice president. DCS supports card types from manufacturers including native, GlobalPlatform and MULTOS. This gives financial institution the ability to issue multiple card types, including traditional magnetic stripe, EMV, contact and contactless cards. Cards can then be used on both chip-and-PIN and stripe-and-sign systems, DCS said.