MONETT, Mo. (7/14/11)--JHA Payment Processing Solutions (PPS), a division of Jack Henry & Associates, will offer Visa-branded Europay, MasterCard, and Visa (EMV) chip-and-signature cards to its credit union customers. The cards, which have gained wide acceptance outside the U.S., contain an embedded microchip that provides enhanced fraud protection. Credit unions serving cardholders who live or travel abroad are the primary market for the EMV chip-and-signature cards. Cardholders will benefit from reduced card-present fraud, and greater convenience and merchant acceptance. The cards also have a magnetic stripe, for use at any traditional card reader in the U.S. The EMV standard was created to define the functional requirements for chip-card and chip-reading terminals. PPS is piloting its first EMV card deployment with Star One CU in Sunnyvale, Calif.