AUSTIN, Texas (8/17/11)--Jwaala, an online banking solution provider and payment solution provider eWise are partnering to offer an online payment alternative for credit union members, merchants, and billers. Through the partnership, the Secure Vault Payments (SVP) solution has been integrated into Jwaala’s Better Online Banking platform (BOB), allowing users to make payments to online merchants and billers through automated clearinghouse (ACH) transactions. SVP is a private online payment network developed by the National Automated Clearinghouse Association and eWise. Consumers select the SVP payment option on a merchant’s site and are directed to their online banking site, where they sign in and make the payment. By using the financial institution’s online banking site and the ACH network, the payment is immediate, verified and does not require the consumer to create an account at the merchant site where confidential information is typically stored, so consumers do not have to share personal account information. Jwaala and eWise recently joined to provide the payment alternative to members of West Jordan, Utah-based Mountain America CU, which who has been live with Jwaala’s BOB platform since May. The SVP payment option will be available to all financial institutions deploying Jwaala’s BOB platform.