ADA, Mich. (9/25/09)--Member Advantage Mortgage announced that it has tripled its mortgage origination capabilities to about 200 per month from 60 per month. Member Advantage Mortgage is majority owned and operated by seven credit unions in New Hampshire, Virginia, Massachusetts, Pennsylvania and Nevada. The company has three loan processors. Member Advantage said it increased mortgage origination because it is working with XetusOne, which offers a paperless operation and allows employees to take loan applications at home. “Before, we could e-mail closing documents, but you couldn’t do your application documents,” said Jennifer Durham, Member Advantage Mortgage national sales and production manager. “You had to mail them or have a face-to-face with the member. Now we can do things instantly rather than having to wait days or use fax machines if there are changes.” XetusOne can be used through a standard Web browser, which helps originators and third-party servicers collaborate online through the loan process. Managers in charge of multiple branches can view details of any loan folder, look at profitability by branch, and make changes to data fields, said Scott Stein, Xetus vice president of sales and marketing. Xetus, Palo Alto, Calif., offers “software as a service” to the mortgage industry, including credit unions.