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MeridianLink updates platform for new reg requirements
COSTA MESA, Calif. (7/6/10)--MeridianLink has released a new loan origination and deposit platform that supports new industry regulations and rules, with features to facilitate compliance with new amendments to Regulation Z. MeridianLink incorporates open-end lending plan tracking, identification of places and automated linking of advance requests and trigger thresholds. It provides auto-calculations and warnings for high-cost mortgage loans and for higher-priced mortgage loans to support the new rules, which are effective Oct. 1. The new platform also features a built-in rate spread calculator for Regulation C. The account-opening side offers compliance with new Regulation E requirements, which became effective Thursday. Consumers can opt in or out of overdraft services while opening a deposit account online. The system also has XpressAccounts for account opening and funding, and LoansPQ, an intelligent loan management system. MeridianLink is based in Costa Mesa, Calif.


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