MONETT, Mo. (11/15/10)--The ProfitStars division of Jack Henry & Associates Inc. has introduced Opening Act Express, a Web-based deposit account origination system. Opening Act Express can be used to offer basic online account opening services and then expand the service based on member and market demands, a company release said. The system enables members to open new deposit accounts and transfer funds to them via automated clearinghouse (ACH), debit cards or credit cards. The process includes multiple identity verifications, credit and Office of Foreign Assets Control (OFAC) checks, and queries against account history. Opening Act Express is offered through a strategic partnership with MeridianLink Inc., Costa Mesa, Calif. It can be integrated with any core system or Internet banking platform and can support institution-defined deposit products, said the company.