DES MOINES, Iowa (3/13/09)--TMG (The Members Group) Wednesday rolled out its customizable Fraud and Risk Analysis program to help credit unions better manage credit and debit card fraud. In the program, TMG fraud experts use a custom process developed in house to analyze 12 months of a credit union's fraud cases to pinpoint where fraud is originating. They then make recommendations and help implement new fraud strategies to minimize future risk. In a beta test last year with Vermont State Employees CU based in Montpelier, the new strategies implemented stopped an estimated $20,000 in potential fraud loss for the credit union. According to TMG Cards Risk Senior Manager Karen Postma, the program is best with credit unions having a card base greater than 15,000 and having the flexibility to modify their fraud strategies. A typical program takes six to seven weeks to complete. TMG also recommends an annual analysis to stay on top for trends and to minimize risk exposure.