AUSTIN, Texas (6/5/09)--Teres Solutions and Andera have integrated Andera’s account opening solution with Teres’ SAIL lending automation platform. The integration will automate the account-opening process so account holders can have immediate access to loan products. SAIL offers new account owners access to real-time automated loan decisions, including loans for home equity, credit cards and other services. The two companies plan to offer an expanded suite of account opening and other loan automation features in the future. Andera provides online customer-acquisition technologies for retail financial institutions. Teres develops direct and indirect lending software products.