ELIZABETHTOWN, Ky. (4/26/11)--Payment solutions provider iPay Technologies has released a white paper on leveraging small-business bill payment as a value-added service. Bill payment is essential to effective cash flow management for every small business, and any financial institution that can help make this task easier and more efficient for a business is a valued partner, according to iPay, a division of Jack Henry and Associations. Specific content presented in “Bill Pay for Small Business is Big Business” includes the market opportunity and relevance for instituting small business-specific online bill pay and implementing a successful business plan to better serve and retain small business customers. There are likely 5.9 million small businesses that are currently ready to adopt online bill pay, according to data released by the U.S. Small Business Administration,. Many small businesses are also willing to change financial institutions to enjoy a business-centric online bill pay suite. Small businesses find value in services that impact tighter cash flow management, more flexible payroll and greater back office efficiencies because it provides them added daily control and convenience, iPay said.