WASHINGTON (9/20/10)--The Credit Union National Association (CUNA) in a comment letter said that it supports an amendment to the Credit Card Accountability, Responsibility and Disclosure Act of 2009 (CARD Act) that delays the effective date of portions of the Act until Jan. 31, 2011. Specifically, the amendment pushes back the Aug. 22 effective date for new disclosures on gift certificates, store gift cards, and general-use prepaid cards that were issued before April 1. To be eligible for the delayed effective date, “disclosures must be provided to consumers by way of toll-free telephone numbers, websites, signage in stores, and general advertising that inform consumers that there will be no dormancy, inactivity, or service fees and that these cards, specifically the underlying funds, will not expire, regardless of what is printed on the card,” the letter added. This information, which can be provided to consumers directly or through associated retailers, must be made available until Jan. 31, 2013 , although the in-store signs and general advertising will not be required on or after Jan. 31, 2011. More generally, CUNA said that it appreciated “the additional flexibility in the interim final rule that will facilitate compliance with these extended effective date provisions.” For the full comment letter, use the resource link.