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Inside Washington (06/04/2010)
* WASHINGTON (6/7/10)—Changes to the Federal Reserve Board’s Regulation E, which implements the Electronic Fund Transfer Act, and Regulation DD, which implements the Truth in Savings Act, go into effect July 6, according to recent Federal Register documents. The Reg E final rule limits the ability of financial institutions to assess overdraft fees for paying automated teller machine (ATM) and one-time debit card transactions that overdraw a consumer's account, unless the consumer affirmatively consents, or opts in, to the institution's payment of overdrafts for those transactions. The Reg DD final rule addresses depository institutions' disclosure practices related to overdraft services, including balances disclosed to consumers through automated systems. Sec. 230.11(a)(1)(i) of the rule has a later, Oct. 1, effective date…


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