Tracy is president of Ashfield & Associates, a consulting and training firm that assists credit unions with mortgage lending strategy, development, policies, product design, training and strategic planning. Tracy also works with the NCUA and NASCUS to provide training and education on residential mortgage lending for examiners and regulators. Tracy has more than 25 years of experience in mortgage banking management. She was the senior executive, mortgage development at CUNA Mutual; the senior vice president of operations of CUNA Mortgage Corporation and she also worked with CMG Mortgage Insurance Company. In addition, Tracy worked as the executive vice president for Prime Alliance Solutions, Inc.
Jim is a risk management consultant for CUNA Mutual Group. In this role, he is responsible for assisting credit unions in identifying areas of risk in their operations and recommending appropriate controls to reduce loss exposures. He serves credit unions in Georgia, Alabama and Mississippi. Jim also serves as a subject matter expert for member business lending. Following a 23-year banking career, Bullard held consultant positions at Solomon Edwards Group and Promontory Financial. He joined CUNA Mutual Group in 2012.
Michael is a compliance attorney for PolicyWorks where he assists credit unions across the country with ensuring their compliance programs conform to federal rules. Additionally, he helps credit unions strategically plan for upcoming compliance changes, provides counsel relative to current laws and regulations and offers training and education services to credit union professionals. Michael brings more than 17 years of experience in the financial services area and has also earned CUNA's Credit Union Compliance Expert Designation (CUCE).
Jeff is a former custom home designer, builder and 44-year veteran of the real estate lending and housing industry. He has served as a manager and advisor to national, regional and local financial institutions in the professional disciplines of residential retail, wholesale and correspondent lending. In that role, Jeff had a particular focus on construction lending; product development, production and loan administration. Until Jeff’s recent (semi) retirement, he was the Director of Real Estate Services at STCU, responsible for all residential lending and servicing activities at the $2.0 billion credit union in Spokane, Washington. He served on the credit union’s Management Loan Committee, Asset and Liability Committee, Enterprise Risk Committee, Strategic Committee and the Director’s Committee.
Blaine is Arch MI’s customer training manager. In a typical year, Blaine facilitates dozens of workshops and presents at several mortgage lending conferences. He has an extensive background in mortgage origination, processing and underwriting. Previously, Blaine served as customer training manager at CMG Mortgage Insurance Company, where he launched the company’s credit union training department and developed a multi-format program that eventually attracted more than 50,000 attendees over a 15-year period.